Types of Credit Facility

All loans and advances will be grouped into four (4) categories for the purpose of classification, namely- 

(a) Continuous Loan 

(b) Demand Loan 

(c) Fixed Term Loan and 

(d) Short-term Agricultural & Micro- Credit.

a) Continuous Loan: The loan accounts in which transactions may be made within certain limit and have an expiry date for full adjustment will be treated as Continuous Loan. Examples are: Cash Credit, Overdraft, etc.

b) Demand Loan: The loans that become repayable on demand by the bank will be treated as Demand Loan. If any contingent or any other liabilities are turned to forced loan (i.e. without any prior approval as regular loan) those too will be treated as Demand Loan. Such as: Forced Loan against Imported Merchandise, Payment against Document, Foreign Bill Purchased, and Inland Bill Purchased, etc. 

c) Fixed Term Loan: The loans, which are repayable within a specific time period under a specific repayment schedule, will be treated as Fixed Term Loan.

Security Feature of Bank Note: 500 Taka Note

1. The size of this note is 152×65mm duly signed by the Governor, Bangladesh Bank.

2. This note is printed on highly durable paper containing synthetic fiber.

3. This note contains the following watermarks:

‐ The Portrait of Bangabandhu Sheikh Muzibur Rahman, the Father of the Nation;

‐ Numerical ‘500’ as very bright electrotype watermark just below the portrait;

‐ Bangladesh Bank’s logo on the left side of the portrait which is brighter than the portrait.

4. This note contains the following things in intaglio ink which are felt rough when felt by finger:

‐ Seven parallel slanted straight lines in the right hand side which can be easily felt rough,

‐ Portrait of the Father of the Nation Bangabandhu Sheikh Muzibur Rahman in the left hand side,

‐ Four small dots at the right hand side for the blinds to recognize the note,

‐ Bengali 500, English 500, relevant text of the middle portion of the front side,

‐ Photograph of cultivation of the back side.

Security Feature of Bank Note: 1000 Taka Note

1. The size of this note is 160×70mm duly signed by the Governor, Bangladesh Bank.

2. This note is printed on highly durable paper containing synthetic fiber.

3. This note contains the following watermarks:
‐ The Portrait of Bangabandhu Sheikh Muzibur Rahman, the Father of the Nation;
‐ Numerical ‘1000’ as very bright electrotype watermark just below the portrait;
‐ Bangladesh Bank’s logo on the left side of the portrait which is brighter than the portrait.

4. This note contains the following things in intaglio ink which are felt rough when rubbed by

finger:

‐ Seven parallel slanted straight lines in the right hand side,

‐ Portrait of the Father of the Nation Bangabandhu Sheikh Muzibur Rahman in the left hand side,

‐ Five small dots at the right hand side for the blinds to recognize the note,

‐ Bengali 1000, English 1000, relevant text of the middle portion of the front side,

‐ Photograph of National Parliament building.